48 Apoke St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 48 Apoke St, Hilo, HI 96720 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1949
Lot Size	0.394 acres (17,139 sqft)
Owner	Individual Name on File
Last Sale	$764,000 (Jul 2024)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-022-023`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-022-023`
Alternative APNs	`3-2-5-022-023-0000` `250220230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	1,767 sqft
1st Floor Area	975 sqft
Upper Floors Area	975 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	17,139 sqft (0.394 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Covered Porch
Porch Area	72 sqft

Location & Zoning

Street Address	48 APOKE ST
City	HILO
State	HI
Zip	96720-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7-A 17,139 SF DES BLK 13 RP 1950:2 FP 433 POR LCAW 387 AINAKO S/D SER 3
Legal Subdivision	AINAKO SUBDIVISION
Legal Block	13
Legal Lot Number	7-A
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1003
Census Tract	20802

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-5-022-023

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46-3976 PUAONO RD, HONOKAA, HI 96727-7026
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF HAWAII
Jul 26, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST HAWAIIAN BANK
Jan 26, 2023	Intrafamily Transfer, Transfer
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	202489730135
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0084260636
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	48 APOKE ST, HILO, HI 96720-1618
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A83080237
Date	Sep 30, 2022
Instrument	A-83080237

Lender

Name	BANK OF HAWAII
Type	Bank
Address	HONOLULU, HI 96803

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jul 26, 2024
Property Address	48 APOKE ST, HILO, HI 96720-1618
Document Number	0A89730135
Instrument Date	Jul 18, 2024
Instrument	A-89730135
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	TG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 APOKE ST, HILO, HI 96720-1618

Mortgage

Document Number	0A89730136
Date	Jul 26, 2024
Instrument	A-89730136

Lender

Name	FIRST HAWAIIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWAII HI
Recording Date	Jan 26, 2023
Property Address	48 APOKE ST, HILO, HI 96720-1618
Document Number	0A84260636
Instrument Date	Jan 20, 2023
Instrument	A-84260636
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 APOKE ST, HILO, HI 96720-1618

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	May 25, 2022
Property Address	48 APOKE ST, HILO, HI 96720-1618
Document Number	0A81800359
Instrument Date	May 21, 2022
Instrument	A-81800359
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1492, HILO, HI 96721-1492

Mortgage

Document Number	0A81800360
Date	May 25, 2022
Instrument	A-81800360

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Feb 10, 2022
Property Address	48 APOKE ST, HILO, HI 96720-1618
Document Number	0A80760395
Instrument Date	Feb 07, 2022
Instrument	A-80760395
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HILO, HI 96720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	357 NILE ST, NEVADA CITY, CA 95959-2825

Mortgage

Document Number	0A80760396
Date	Feb 10, 2022
Instrument	A-80760396

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	397 Months
Due	Mar 01, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jun 30, 2020
Property Address	48 APOKE ST, HILO, HI 96720-1618
Document Number	0A74860349
Instrument Date	Jun 25, 2020
Instrument	A-74860349
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	FAM

Transaction

Tax	$365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	48 APOKE ST, HILO, HI 96720-1618

Mortgage

Document Number	0A74860350
Date	Jun 30, 2020
Instrument	A-74860350

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,700 (+2.08%) Land $236,900 Building $327,800	$564,700 (+2.08%) Land $236,900 Building $327,800
2025	$2,399.00 (+55.38%)	$553,200 (+20.63%) Land $225,400 Building $327,800	$553,200 (+15.85%) Land $225,400 Building $327,800
2024		$458,600 (+3.01%) Land $183,400 Building $275,200	$477,500 (+7.26%) Land $196,100 Building $281,400
2023	$1,544.00 Homeowner's exemption	$445,200 Land $183,400 Building $261,800	$445,200 Land $183,400 Building $261,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010208021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force 12 of 15 on primary residences
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2007, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 20% of Hawaii
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

48 Apoke St, Hilo, HI 96720 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Apoke St

Nearby Streets

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