48 Ames Rd, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 48 Ames Rd, Hampden, MA 01036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,058 sqft · built 1954
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMP M:0024 B:0024 L:0`

Property Details

APN / Parcel Number

Primary APN	`HAMP M:0024 B:0024 L:0`
Alternative APN	`1432`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	4,788 sqft
Basement Area	1,712 sqft
Unfinished Basement	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1432
Street Address	48 AMES RD
City	HAMPDEN
State	MA
Zip	01036-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	24
Jurisdiction	HAMPDEN MA
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2000
Census Tract	813500

Owner

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	198 STAFFORD RD, HAMPDEN, MA 01036-9649
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Mar 31, 2009 · Amount on Record
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	48 AMES RD, HAMPDEN, MA 01036-9656
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024580-412
Date	Jun 7, 2022
Book Page	24580/412
Instrument	34248

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	48 AMES RD, HAMPDEN, MA 01036-9656
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023976-373
Date	Jul 1, 2021
Book Page	23976/373
Instrument	45765

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	48 AMES RD, HAMPDEN, MA 01036-9656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23474-102
Date	Oct 14, 2020
Book Page	23474/102
Instrument	59263

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Hampden Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,366.00 (+3.21%)	$421,900 (+7.11%) Land $97,900 Building $324,000	$446,025
2024	$6,168.00 (+0.95%)	$393,900 (+8.75%) Land $88,800 Building $305,100
2023	$6,110.00	$362,200 Land $88,800 Building $273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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