48 Ambrose Pt, Cameron, NC 28326 Property Records

Harnett County property record for 48 Ambrose Pt, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,178 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Sep 2019)
Tax Bill	$2,358 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500033435`

Property Details

APN / Parcel Number

Primary APN	`1500033435`
Alternative APN	`09956507 0282 16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,178 sqft Heated Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	471 sqft
Porch	Porch
Porch Area	134 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500033435
Street Address	48 AMBROSE PT
City	CAMERON
State	NC
Zip	28326-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#16 LEXINGTON PLANTATION MAP#2008-205
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	16
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 AMBROSE PT, CAMERON, NC 28326-6261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 12, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	201913127
Deed Book / Page	3735 / 188
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	May 20, 2026
Property Address	48 AMBROSE PT, CAMERON, NC 28326-6261
Document Number	0000010168
Book / Page	4343 / 2407
Instrument Date	May 12, 2026
Instrument	202610168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010168,
Date	May 20, 2026
Book Page	4343/2407
Instrument	202610168

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	48 AMBROSE PT, CAMERON, NC 28326-6261
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	MERIDIAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008230
Date	Apr 12, 2021
Book Page	3967/650
Instrument	2021008230

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 12, 2019
Property Address	48 AMBROSE PT, CAMERON, NC 28326-6261
Document Number	0000013127
Book / Page	3735 / 0188
Map Reference	MAP 2009-101
Instrument Date	Aug 30, 2019
Instrument	2019013127
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TIAGO NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7287 DUTCH LOOP, 7287, COLORADO SPRINGS, CO 80925-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 AMBROSE PT, CAMERON, NC 28326-6261

Mortgage

Document Number	0000013128
Date	Sep 12, 2019
Instrument	2019013128

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,358.00 (+49.15%)	$348,140 (+36.24%)	$348,140 (+36.24%) Land $106,930 Building $241,210
2025	$1,581.00	$255,543 (-)	$255,543 (-) Land $59,130 Building $196,413
2023	$1,581.00 Veteran's exemption	$255,543	$255,543 Land $59,130 Building $196,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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