48 Alder Way, Whitefish, MT 59937 Property Records

Flathead County property record for 48 Alder Way, Whitefish, MT 59937

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 562 sqft · built 1975
Lot Size	0.01 acres (466 sqft)
Owner	2 Individual Names on File
Last Sale	$329,840 (Sep 2021)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0746123`

Property Details

APN / Parcel Number

Primary APN	`R0746123`
Alternative APNs	`07-4292-12-3-04-01-7006` `0000007450`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	562 sqft Living Area
1st Floor Area	484 sqft
Attic	Attic
Attic Area	78 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	466 sqft (0.01 acres)
View / Lot	Mountain
Porch	Slab
Porch Area	90 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000007450
Street Address	48 ALDER WAY
City	WHITEFISH
State	MT
Zip	59937-8637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOGTOOTH CONDO PTR PH 1, S12, T31 N, R22 W, BUILDING 3, UNIT 6B, 14.285% COMMON AREA INTEREST, ASSR#0000007450
Legal Range	22W
Legal Township	31N
Legal Section	12
Legal Subdivision	DOGTOOTH CONDO PTR PH 1
Legal Block	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1020
Census Tract	302

Owner

48 Alder Way, a condominium, is owned by two individuals who bought it in September 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	272 SENTINEL DR, MADERA, CA 93636-8955
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Sep 20, 2013
Deed Document Number	202134285
Prior Transfer Date	Feb 16, 2009
Prior Transfer Doc	0000005689
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	48 ALDER WAY, WHITEFISH, MT 59937
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200027140
Date	Oct 19, 2022
Instrument	202200027140

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 24, 2021
Property Address	48 ALDER WAY, WHITEFISH, MT 59937
Document Number	202100034285
Instrument Date	Sep 20, 2021
Instrument	202100034285
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	272 SENTINEL DR, MADERA, CA 93636-8955

Mortgage

Document Number	202100034286
Date	Sep 24, 2021
Instrument	202100034286

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 5, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 48 Alder Way was $2,341.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00	$371,000
2025			$371,000 Land $235,702 Building $135,298
2023	$2,107.00	$341,600	$341,600 Land $235,702 Building $105,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Alder Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Alder Way is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG MOUNTAIN WATER COMPANY private · serves 2,435 people · EPA ID MT0000060
Water Source	Groundwater
Last State Inspection	Oct 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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