48 Alcott Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 48 Alcott Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,517 sqft · built 2012
Lot Size	0.649 acres (28,257 sqft)
Owner	2 Individual Names on File
Last Sale	$2,075,000 (Aug 2019)
Tax Bill	$383 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9I B:4131`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9I B:4131`
Alternative APNs	`M:00009I B:04131-00000` `3323`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	4,517 sqft Living Area
Gross Area	9,766 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,257 sqft (0.649 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3323
Street Address	48 ALCOTT RD
City	CONCORD
State	MA
Zip	01742-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CONCORD
Legal Block	4131
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2000
Census Tract	361300

Owner

48 Alcott Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 ALCOTT RD, CONCORD, MA 01742-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF RHODE ISLAND
Jan 18, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2019	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Mar 7, 2013 · Amount on File
Deed Document Number	2019116484
Deed Book / Page	73073 / 248
Last Transfer Date	Jan 18, 2022
Transfer Doc	0079550-55
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	48 ALCOTT RD, CONCORD, MA 01742-2604
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080451-101
Date	Jul 19, 2022
Book Page	80451/101
Instrument	109661

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	48 ALCOTT RD, CONCORD, MA 01742-2604
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074688-30
Date	May 15, 2020
Book Page	74688/30
Instrument	74222

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Type Change Date	Jun 1, 2030

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jan 18, 2022
Property Address	48 ALCOTT RD, CONCORD, MA 01742-2604
Document Number	0079550-55
Book / Page	79550 / 55
Instrument Date	Jan 18, 2022
Instrument	9446
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 ALCOTT RD, CONCORD, MA 01742-2604

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 7, 2019
Property Address	48 ALCOTT RD, CONCORD, MA 01742-2604
Document Number	73073-248
Book / Page	073073 / 000248
Instrument Date	Aug 1, 2019
Instrument	116484
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,462.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ALCOTT RD CONCORD MA 017422604, CONCORD, MA 01742-2604

Mortgage

Document Number	73073-251
Date	Aug 7, 2019
Book Page	073073/000251
Instrument	116485

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 Alcott Rd was $383, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 (-98.99%)	$2,890,500 (+0.1%) Land $1,034,500 Building $1,856,000	$2,616,205
2024	$37,914.00 (+25.49%)	$2,887,600 (+23.87%) Land $1,034,500 Building $1,853,100
2023	$30,212.00	$2,331,200 Land $846,400 Building $1,484,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Alcott Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Alcott Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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