Charleston County property record for 48 Alberta Ave, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,760 sqft · built 2005 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Mar 2021) |
| Tax Bill | $4,499 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 463-10-02-100 |
| Primary APN | 463-10-02-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Upper Floors Area | 794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 318 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 48 ALBERTA AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LONGBOROUGH DESCRIPTION -LOT 77 |
| Legal Subdivision | LONGBOROUGH |
| Legal Lot Number | 77 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5900 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 ALBERTA AVE, CHARLESTON, SC 29403-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2013 · Amount on Record |
| Deed Book / Page | 972 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 18, 2021 |
| Property Address | 48 ALBERTA AVE, CHARLESTON, SC 29403-3337 |
| Document Number | 09720237 |
| Book / Page | 972 / 237 |
| Map Reference | MB EG PG 976 |
| Instrument Date | Mar 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 ALBERTA AVE, CHARLESTON, SC 29403-3337 |
| Document Number | 972238 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 972/238 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 48 ALBERTA AVE, CHARLESTON, SC 29403-3337 |
| Document Number | 0803/0687 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 48 ALBERTA AVE CHARLESTON SC 294033337, CHARLESTON, SC 29403-3337 |
| Document Number | 0803/0687 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 000803/000687 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,499.00 (+9.79%) | $920,000 (+2,775%) Land $503,010 Building $416,990 | $1,263,000 (+57.88%) Land $700,000 Building $563,000 |
| 2024 | $4,098.00 (+6.52%) | $32,000 (-) | |
| 2022 | $3,847.00 | $32,000 | $800,000 (-) Land $437,400 Building $362,600 |
| 2020 | $800,000 Land $437,400 Building $362,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 58 condo units |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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