48 Acorn St, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 48 Acorn St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1975
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Sep 2021)
Tax Bill	$10,341 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00021-0000-00739`

Property Details

APN / Parcel Number

Primary APN	`04-00021-0000-00739`
Alternative APN	`040002100739`

Interior

Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	12,981 sqft (0.298 acres)

Location & Zoning

Street Address	48 ACORN ST
City	STANHOPE
State	NJ
Zip	07874-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	LAKE MUSCONETCONG GROVE
Legal Block	21
Legal Lot Number	739
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 ACORN ST, STANHOPE, NJ 07874-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 22, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202110294520
Deed Book / Page	3606 / 645
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	48 ACORN ST, STANHOPE, NJ 07874-3423
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102770160
Date	Oct 24, 2023
Book Page	10277/160
Instrument	2023018944

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 22, 2021
Property Address	48 ACORN ST, STANHOPE, NJ 07874-3423
Document Number	0036060645
Book / Page	3606 / 645
Instrument Date	Jul 8, 2021
Instrument	20210922010294520
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ZWIREN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5106 PRESTON RUN, 5106, GOODLETTSVILLE, TN 37072-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ACORN ST, STANHOPE, NJ 07874-3423

Mortgage

Document Number	0100300340
Date	Sep 22, 2021
Book Page	10030/340
Instrument	20210922010294530

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,300 (-) Land $106,200 Building $151,100	$257,300 (-) Land $106,200 Building $151,100
2025	$10,341.00 (+4.94%)	$257,300 (-) Land $106,200 Building $151,100	$257,300 (-) Land $106,200 Building $151,100
2024	$9,854.00 (+4.64%)
2023		$257,300 Land $106,200 Building $151,100	$257,300 Land $106,200 Building $151,100
2022	$9,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

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