48 Academy St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 48 Academy St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,750 sqft · built 1896
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Dec 2024)
Tax Bill	$13,316 (2025)
Deeds & Mortgages	Dec 2024 Sale & Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-21-084992-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-21-084992-0000`
Alternative APNs	`130000616100210849920000` `131300 6.161-21-84.992` `003150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	895 sqft
2nd Floor Area	855 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Urban

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003150
Street Address	48 ACADEMY ST
City	POUGHKEEPSIE
State	NY
Zip	12601-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	0.17 AC (C) 2017 0320 1976 0551
Legal Block	21
Legal Lot Number	84
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	2
Census Block	2002
Census Tract	220801

Owner

Source: Dutchess County and Poughkeepsie City records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	22 GARFIELD PL, POUGHKEEPSIE, NY 12601-4326
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed, Transfer · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Jan 5, 2022	Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	Jan 5, 2022 · Amount on File
Deed Document Number	20242024-3759
Record Updated	Oct 29, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 27, 2024
Property Address	48 ACADEMY ST, POUGHKEEPSIE, NY 12601-4111
Document Number	0000003759
Instrument Date	Dec 10, 2024
Instrument	2024-3759
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GARFIELD PL, POUGHKEEPSIE, NY 12601-4326

Mortgage

Document Number	0000002610
Date	Dec 27, 2024
Instrument	2610

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jan 5, 2022
Property Address	48 ACADEMY ST, POUGHKEEPSIE, NY 12601-4111
Document Number	0000000027
Instrument Date	Dec 23, 2021
Instrument	2022-27
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 BARNARD AVE, POUGHKEEPSIE, NY 12601-5024

Mortgage

Document Number	0000000024
Date	Jan 5, 2022
Instrument	24

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,316.00	$561,500 (+12.48%) Land $29,700 Building $531,800	$561,500 (+12.48%) Land $29,700 Building $531,800
2024		$499,200 (+4%) Land $29,700 Building $469,500	$499,200 (+4%) Land $29,700 Building $469,500
2023		$480,000 (+2%) Land $29,700 Building $450,300	$480,000 (+2%) Land $29,700 Building $450,300
2022		$400,000 Land $27,000 Building $373,000	$400,000 Land $27,000 Building $373,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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