Carlton County property record for 48 7th St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.134 acres (5,844 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,960 (2026) |
| Deeds & Mortgages | Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-045-2140 |
| Primary APN | 06-045-2140 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,844 sqft (0.134 acres) |
|---|
| Account Number | 1076 |
|---|---|
| Street Address | 48 7TH ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF CLOQUET ORIGINAL PLAT |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | G |
| Legal Lot Number | 11 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 70100 |
48 7th St is owned and occupied by an individual.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 7TH ST, CLOQUET, MN 55720-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 48 7TH ST, CLOQUET, MN 55720-1801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | A000486398 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | A000486398 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
The 2026 property tax bill for 48 7th St was $2,960 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,960.00 Homeowner's exemption | ||
| 2025 | $198,500 (+3.93%) Land $16,300 Building $182,200 | $198,500 (+3.93%) Land $16,300 Building $182,200 | |
| 2024 | $2,786.00 Homeowner's exemption | $191,000 (+4.31%) Land $16,300 Building $174,700 | $191,000 (+4.31%) Land $16,300 Building $174,700 |
| 2023 | $2,786.00 Homeowner's exemption | $183,100 (-) Land $16,300 Building $166,800 | $183,100 (-) Land $16,300 Building $166,800 |
| 2022 | $183,100 Land $16,300 Building $166,800 | $183,100 Land $16,300 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, CTC.
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