48 5th Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 48 5th Ave, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,238 sqft · built 1890
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2026)
Tax Bill	$3,703 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Refinance + 2 more
APN	`381700 90.47-4-39`

Property Details

APN / Parcel Number

Primary APN	`381700 90.47-4-39`
Alternative APN	`1503280`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,238 sqft Total Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,119 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1503280
Street Address	48 5TH AVE
City	TROY
State	NY
Zip	12180-1115
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY FR HSE 208-21-22/7-8-PT 6
Legal Block	4
Legal Lot Number	39.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2005
Census Tract	40300

Owner

48 5th Ave, a duplex, is owned by an individual who bought it in May 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1362 UNION ST, SCHENECTADY, NY 12308-3017
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · Conventional Mortgage TRUSTCO BANK
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Nov 19, 2018	Grant Deed, Transfer
Jul 31, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jul 31, 2017 · Amount on File
Deed Document Number	2026671171
Deed Book / Page	11271 / 69
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 13, 2026
Property Address	48 5TH AVE, TROY, NY 12180-1115
Document Number	0112710069
Book / Page	11271 / 69
Instrument Date	Apr 23, 2026
Instrument	2026671171
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1362 UNION ST, SCHENECTADY, NY 12308-3017

Mortgage

Document Number	0000671172,
Date	May 13, 2026
Book Page	11271/73
Instrument	2026671172

Lender

Name	TRUSTCO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	48 5TH AVE, TROY, NY 12180-1115
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101660034
Date	Aug 29, 2022
Book Page	10166/34
Instrument	2022-616106

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 19, 2018
Property Address	48 5TH AVE, TROY, NY 12180-1115
Document Number	0086850100
Book / Page	008685 / 000100
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BILLOP AVE STATEN ISLAND NY 103071731, STATEN ISLAND, NY 10307-1731

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 31, 2017
Property Address	48 5TH AVE, TROY, NY 12180-1115
Document Number	0082420220
Book / Page	008242 / 000220
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	177 BILLOP AVE STATEN ISLAND NY 103071731, STATEN ISLAND, NY 10307-1731

Tax Assessment & Valuation

The 2026 property tax bill for 48 5th Ave was $3,703, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,703.00 (+1.29%)
2025	$3,656.00	$80,000 Land $16,000 Building $64,000	$137,000 Land $27,400 Building $109,600
2023		$80,000 (-) Land $16,000 Building $64,000	$114,300 (+8.59%) Land $22,860 Building $91,440
2022	$5,320.00	$80,000 Land $16,000 Building $64,000	$105,263 Land $21,053 Building $84,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 48 5th Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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