Carlton County property record for 48 4th St, Carlton, MN 55718
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Jun 2018) |
| Tax Bill | $2,112 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-180-0210 |
| Primary APN | 15-180-0210 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Account Number | 8675 |
|---|---|
| Street Address | 48 4TH ST |
| City | CARLTON |
| State | MN |
| Zip | 55718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4 NW1/4 COM 50 FT E OF NE COR OF CITY OF CARLTON UNPLATTED |
| Legal Range | 16 |
| Legal Township | 48 |
| Legal Section | 07 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CARLTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 70402 |
Source: Carlton County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 4TH ST, CARLTON, MN 55718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jun 25, 2018 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 2018480842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 48 4TH ST, CARLTON, MN 55718 |
| Document Number | 0000527450 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026527450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 48 4TH ST, CARLTON, MN 55718 |
| Document Number | 0000527450, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026527450 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 48 4TH ST N, CARLTON, MN 55718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000500083 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | A000500083 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 25, 2018 |
| Property Address | 48 4TH ST N, CARLTON, MN 55718 |
| Document Number | A000480842 |
| Instrument Date | Jun 22, 2018 |
| Instrument | A000480842 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 4TH ST N, CARLTON, MN 55718 |
| Document Number | A000480843 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | A000480843 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2048 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Carlton City |
| Unified School District | Carlton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,112.00 (-3.56%) Homeowner's exemption | ||
| 2025 | $199,700 (+2.36%) Land $42,600 Building $157,100 | $199,700 (+2.36%) Land $42,600 Building $157,100 | |
| 2024 | $2,190.00 Homeowner's exemption | $195,100 (+3.34%) Land $42,600 Building $152,500 | $195,100 (+3.34%) Land $42,600 Building $152,500 |
| 2023 | $2,190.00 Homeowner's exemption | $188,800 (-) Land $42,000 Building $146,800 | $188,800 (-) Land $42,000 Building $146,800 |
| 2022 | $188,800 Land $42,000 Building $146,800 | $188,800 Land $42,000 Building $146,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Carlton serves 1,146 people · EPA ID MN1090003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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