48 4th Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 48 4th Ave, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1980
Lot Size0.11 acres (4,777 sqft)
OwnerIndividual Name on File
Last Sale$249,900 (Aug 2025)
Tax Bill$1,905 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-4485-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-4485-5
Alternative APNs
  • 05-2S-23-2080-0027-0230
  • 23S205208000270230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,419 sqft
1st Floor Area1,056 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Roof TypeGable/Hip
Roof MaterialWood
Lot Area4,777 sqft (0.11 acres)
Lot Width32 ft Width
Garage TypeAttached
Garage Area280 sqft
PorchFinished/Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 4TH AVE
CitySHALIMAR
StateFL
Zip32579-1861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE W16.12 FT OF LOT 23 & E 16.13 FT LOT 24 BLK 27
Legal Range23W
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block27
Legal Lot Number230
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2021
Census Tract21501

Owner

48 4th Ave is owned and occupied by an individual who bought it in August 2025.

Source: Okaloosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address48 4TH AVE, SHALIMAR, FL 32579-1861
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2025Special Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Mar 4, 2022Warranty Deed, Transfer · VA Mortgage
EQUITY PRIME MORTGAGE LLC
May 11, 2020Warranty Deed, Transfer · Construction Mortgage
THELENDER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2025 · Amount on File
Deed SaleAug 18, 2025 · Amount on File
Prior SaleMar 4, 2022 · Amount on File
Deed Document Number20253769067
Prior Transfer DateFeb 1, 2013
Prior Transfer Doc0030800115
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 18, 2025
Property Address48 4TH AVE, SHALIMAR, FL 32579-1861
Document Number0003769067
Map ReferenceMB 1 PG 64
Instrument DateAug 15, 2025
Instrument3769067
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4006 S MACDILL AVE, TAMPA, FL 33611-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 4TH AVE, SHALIMAR, FL 32579-1861

Mortgage

Document Number0003769068
DateAug 18, 2025
Instrument3769068
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 4, 2022
Property Address48 4TH AVE, SHALIMAR, FL 32579-1861
Document Number0036080719
Book / Page3608 / 719
Map ReferenceMB 1 PG 64-66
Instrument DateFeb 28, 2022
Instrument3531796
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9522 FERN HOLLOW WAY, 9522, MONTGOMERY VILLAGE, MD 20886-1405

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 4TH AVE, SHALIMAR, FL 32579-1861

Mortgage

Document Number0003608721
DateMar 4, 2022
Instrument3608/721
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 11, 2020
Property Address48 4TH AVE, SHALIMAR, FL 32579-1861
Document Number0034611082
Book / Page003461 / 001082
Instrument DateMay 4, 2020
Instrument3357228
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 4TH AVE SHALIMAR FL 325791861, SHALIMAR, FL 32579-1861

Mortgage

Document Number34611084
DateMay 11, 2020
Book Page003461/001084
Instrument3357229
Lender
NameTHELENDER
AddressST PETERS, MO 63376
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 10, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 48 4th Ave was $1,905.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,905.00$155,318 Land $49,500 Building $105,818$155,318 Land $49,500 Building $105,818
2023$1,834.00 (+15.35%)$148,185 (+16.35%) Land $33,000 Building $115,185$148,185 (+16.35%) Land $33,000 Building $115,185
2022$1,590.00$127,364 Land $33,000 Building $94,364$127,364 Land $33,000 Building $94,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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