48 4th Ave NW, Garrison, ND 58540 Property Records

McLean County property record for 48 4th Ave NW, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,767 sqft · built 1940
Lot Size	0.378 acres (16,466 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2025)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75 1803 00012 000`

Property Details

APN / Parcel Number

Primary APN	`75 1803 00012 000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,767 sqft Living Area
Attic	Attic
Attic Area	331 sqft
Basement Area	736 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,466 sqft (0.378 acres)
Garage Type	Attached
Garage Area	1,486 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 4TH AVE NW
City	GARRISON
State	ND
Zip	58540-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & W 17.5' LOT 2 BLK 3
Legal Subdivision	ROBINSON'S 3RD ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3441
Census Tract	961001

Owner

48 4th Ave NW is owned by two individuals who bought it in December 2025.

Source: McLean County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 593, GARRISON, ND 58540-0593
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jul 8, 2019	Warranty Deed, Transfer · ARM FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Document Number	20253416097
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	Dec 8, 2025
Property Address	48 4TH AVE NW, GARRISON, ND 58540-7341
Document Number	0003416097
Instrument Date	Dec 5, 2025
Instrument	3416097
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE TEAM CO MINOT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 593, GARRISON, ND 58540-0593

Mortgage

Document Number	0003416098
Date	Dec 8, 2025
Instrument	3416098

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	48 4TH AVE NW, GARRISON, ND 58540-7341
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3400260
Date	Mar 26, 2020
Instrument	3400260

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	Jul 8, 2019
Property Address	48 4TH AVE NW, GARRISON, ND 58540-7341
Document Number	0003398153
Instrument Date	Jul 3, 2019
Instrument	3398153
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 187, MAX, ND 58759-0187

Mortgage

Document Number	0003398155
Date	Jul 8, 2019
Instrument	3398155

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2022
Change Frequency	3 Years
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	3-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 48 4th Ave NW was $1,686.

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,300 (+14.08%) Land $7,500 Building $125,800	$266,600 (+14.08%) Land $15,000 Building $251,600
2025	$1,686.00	$116,850 Land $6,750 Building $110,100	$233,700 Land $13,500 Building $220,200
2023	$2,965.00	$105,450 Land $6,750 Building $98,700	$210,900 Land $13,500 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 4th Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 4th Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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