Clay County property record for 48 3rd St S, Sabin, MN 56580 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1990 |
| Lot Size | 0.92 acres (40,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,900 (May 2009) |
| Tax Bill | $3,728 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06.061.0100 |
| Primary APN | 06.061.0100 |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 40,061 sqft (0.92 acres) |
| Street Address | 48 3RD ST S |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HABIGERS 1ST SUB LOT 001 BLOCK 001 SUBDIVISIONCD 06061 |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 17 |
| Legal Subdivision | HABIGERS 1ST SUB |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | ELMWOOD |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30110 |
Source: Clay County records · APN 06.061.0100
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 3RD ST S, SABIN, MN 56580-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2009 · Amount on Record |
| Deed Sale | May 12, 2009 · Amount on Record |
| Deed Document Number | 2009668236 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 0000853471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 48 3RD ST S, SABIN, MN 56580-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000765812 |
|---|---|
| Date | Feb 07, 2017 |
| Instrument | 765812 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 03, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| County Subdivision | Elmwood Township |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,728.00 (+9.13%) | ||
| 2025 | $349,300 (+2.74%) Land $55,000 Building $294,300 | $349,300 (+2.74%) Land $55,000 Building $294,300 | |
| 2023 | $3,416.00 Homeowner's exemption | $340,000 Land $55,000 Building $285,000 | $340,000 Land $55,000 Building $285,000 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270301103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 1% of the US · above 4% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 250 |
May also be available at this address: Verizon, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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