48 3rd St, Pequannock, NJ 07440 Property Records

Morris County and Pequannock Township property record for 48 3rd St, Pequannock, NJ 07440

Property Summary

Property TypeSingle Family Home
Details1,937 sqft · built 1919
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Oct 2019)
Tax Bill$10,395 (2024)
Deeds & MortgagesNov 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-03603-0000-00014

Property Details

APN / Parcel Number

Primary APN31-03603-0000-00014
Alternative APNs
  • 3100458000000014
  • 310045800014

Interior

Stories1 Story
Building Area1,937 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeFrame
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number3100458000000014
Street Address48 3RD ST
CityPEQUANNOCK
StateNJ
Zip07440-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9
Legal SubdivisionMANDEVILLE MANOR AMD
Legal Block3603
Legal Lot Number14
JurisdictionMORRIS NJ
Township / Civil DivisionPEQUANNOCK
Census Block Group4
Census Block4007
Census Tract40200

Owner

48 3rd St is owned and occupied by two individuals who bought it in October 2019.

Source: Morris County and Pequannock Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address48 3RD ST, PEQUANNOCK, NJ 07440-1219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 15, 2019Deed, Transfer · Conventional Mortgage
RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2019 · Amount on File
Deed SaleOct 15, 2019 · Amount on File
Prior SaleApr 28, 2016 · Amount on File
Deed Document Number201958287
Deed Book / Page23635 / 402
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address48 3RD ST, PEQUANNOCK, NJ 07440-1219
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyMAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0242750559
DateNov 24, 2021
Book Page24275/559
Instrument2021094949
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateOct 15, 2019
Property Address48 3RD ST, PEQUANNOCK, NJ 07440-1219
Document Number0236350402
Book / Page23635 / 0402
Map ReferenceMAP 875
Instrument DateSep 26, 2019
Instrument2019058287
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyMULTIPLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,753.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 3RD ST, 48, PEQUANNOCK, NJ 07440-1219

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address48 3RD ST, PEQUANNOCK, NJ 07440-1219

Mortgage

Document Number2019058288
DateOct 15, 2019
Instrument2019058288
Lender
NameRESIDENTIAL HOME FUNDING CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Morris County and Pequannock Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionPequannock Township
Unified School DistrictPequannock Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,200 (+2.73%) Land $341,100 Building $258,100$599,200 (+2.73%) Land $341,100 Building $258,100
2025$583,300 Land $327,600 Building $255,700$583,300 Land $327,600 Building $255,700
2024$10,395.00
2023$528,900 Land $282,600 Building $246,300$528,900 Land $282,600 Building $246,300
2022$9,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 3rd St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims51 (1979–2023)
Claims Outside the SFHA3 of 51
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 33 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Coastal Storms & Flooding, Apr 1984 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEQUANNOCK TWP WATER DEPARTMENT
serves 14,010 people · EPA ID NJ1431001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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