Monroe County property record for 48 3 Rd St, Union, WV 24983
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 630 sqft · built 1950 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $302 (2026) |
| Deeds & Mortgages | Apr 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-0025.0001 |
| Primary APN | 08-1-0025.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 630 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,788 sqft (0.064 acres) |
| Lot Dimensions | 62 ft deep x 33.5 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 3 RD ST |
|---|---|
| City | UNION |
| State | WV |
| Zip | 24983-0134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/LOTS 74-75 NORTH THIRD ST 33.5 X 62 |
| Jurisdiction | MONROE WV |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Historic District listed 1990 · 184 contributing resources · NRIS 90001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
48 3 Rd St, a single family home, is owned by an individual.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 744, UNION, WV 24983-0744 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WV |
| Property Address | 48 3 RD ST, UNION, WV 24983-0134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 744, UNION, WV 24983-0744 |
| Investor | Possibly a Property Investor |
| Document Number | 000239/281 |
|---|---|
| Date | Apr 16, 2013 |
| Book Page | 239/281 |
| Instrument | 88162 |
| Name | THE BANK OF MONROE |
|---|---|
| Address | PO BOX 219, UNION, WV 24983 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 15, 2018 |
The 2026 property tax bill for 48 3 Rd St was $302, up 2.7% from the year before.
Source: Monroe County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monroe County |
| Municipality | Union Town |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302.00 (+2.72%) | $22,920 (+2.96%) Land $7,200 Building $15,720 | $38,200 (+2.96%) Land $12,000 Building $26,200 |
| 2025 | $294.00 | $22,260 Land $7,200 Building $15,060 | $37,100 Land $12,000 Building $25,100 |
| 2023 | $255.00 | $19,500 Land $6,780 Building $12,720 | $32,500 Land $11,300 Building $21,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 3 Rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 3 Rd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF UNION serves 758 people · EPA ID WV3303207 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
May also be available: OHS Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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