St. Louis County property record for 48 2nd St, Duluth, MN 55810 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,526 sqft Gross Area |
| Lot Size | 7,198 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2023) |
| Tax Bill | $4,748.00 (2026) |
| Primary APN | 185-0170-00260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,526 sqft Gross Area |
| 1st Floor | 1,526 sqft 1st Floor |
| Basement Area | 1,220 sqft Basement |
| Finished Basement | 1,220 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,198 sqft (0.165 acres) |
| Garage Area | 728 sqft Garage |
| Deck Area | 50 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1151456 |
|---|---|
| Street Address | 48 2ND ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2202 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 SERIAL # |
| Legal Subdivision | NORTONS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | PROCTOR |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0170-00260
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Balloon Payment NORTH SHORE BANK OF COMMERCE |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Aug 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Aug 19, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 20, 2017 | Quit Claim Deed, Mortgage · Federal Housing Administration (FHA) Mortgage CU MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Doc Number | 20231470139 |
| Prior Transfer Date | Aug 14, 2017 |
| Prior Transfer Doc | 00A1317894 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001470141 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 1470141 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 17, 2023 |
| Property Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Document Number | 0001470139 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 1470139 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 48 2ND ST, PROCTOR, MN 55810-2202 |
| Document Number | 0001470140 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 1470140 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 19, 2022 |
| Property Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Document Number | 0001450223 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 1450223 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $849.75 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 482ND STREET, PROCTOR, MN 55810 |
| Document Number | 0001450224 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 1450224 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 19, 2022 |
| Property Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Document Number | 0001450222 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 1450222 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 2ND ST, PROCTOR, MN 55810-2202 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 20, 2017 |
| Property Address | 48 2ND ST, DULUTH, MN 55810-2202 |
| Document Number | 00A1317894 |
| Instrument Date | Aug 14, 2017 |
| Instrument | A1317894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2017 |
| Title Company | CREDIT UNION TITLE, CU TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 48 2ND ST PROCTOR MN 558102202, PROCTOR, MN 55810-2202 |
| Document Number | A1317895 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | A1317895 |
| Name | CU MTG SVC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,748.00 (-3.42%) Homeowner's exemption | ||
| 2025 | $4,916.00 (+26.12%) Homeowner's exemption | $345,400 (-4.69%) Land $15,300 Building $330,100 | $345,400 (-4.69%) Land $15,300 Building $330,100 |
| 2024 | $3,898.00 (+55.67%) | $362,400 (+101.78%) Land $15,400 Building $347,000 | $362,400 (+101.78%) Land $15,400 Building $347,000 |
| 2023 | $2,504.00 Homeowner's exemption | ||
| 2022 | $179,600 (+6.08%) Land $11,700 Building $167,900 | $179,600 (+6.08%) Land $11,700 Building $167,900 | |
| 2021 | $169,300 Land $10,800 Building $158,500 | $169,300 Land $10,800 Building $158,500 |
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