48 1st St, Oxford, MI 48371 Property Records

Oakland County property record for 48 1st St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1993
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jun 1998)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Nov 2023 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PO-04-22-378-017`

Property Details

APN / Parcel Number

Primary APN	`PO-04-22-378-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	141 ft deep x 67 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	48 1ST ST
City	OXFORD
State	MI
Zip	48371-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 22 MOYER'S ADD 'A' LOT 4 EXC E 3 FT BLK 2 5-1-92 FR 004
Legal Range	10E
Legal Township	05N
Legal Section	22
Legal Subdivision	MOYER'S ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1005
Census Tract	121500

Owner

48 1st St is owned and occupied by two individuals who acquired it in September 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 1ST ST, OXFORD, MI 48371-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Intrafamily Transfer, Transfer
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1998 · Amount on File
Deed Sale	Jun 3, 1998 · Amount on File
Last Transfer Date	Sep 19, 2023
Transfer Doc	0000129851
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2023
Property Address	48 1ST ST, OXFORD, MI 48371-4604
Document Number	0000129851
Book / Page	59034 / 24
Map Reference	LB 5 PG 28
Instrument Date	Sep 19, 2023
Instrument	129851
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 14ST ST, OXFORD, MI 48371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 1ST ST, OXFORD, MI 48371-4604

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 24, 2021
Property Address	48 1ST ST, OXFORD, MI 48371-4604
Document Number	0000048960
Book / Page	55764 / 400
Map Reference	LB 5 PG 28
Instrument Date	Feb 18, 2021
Instrument	48960
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 1ST ST, OXFORD, MI 48371-4604

Mortgage

Document Number	0055764403
Date	Feb 24, 2021
Instrument	55764/403

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 48 1st St was $2,381 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+4.38%) Homeowner's exemption	$135,990	$271,980
2024	$2,281.00
2023		$122,450	$244,900
2021	$1,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Xfinity.

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