48 13th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 48 13th St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Tax Bill	$4,060 (2026)
Deeds & Mortgages	Sep 2020 Transfer
APN	`381700 101.71-1-9`

Property Details

APN / Parcel Number

Primary APN	`381700 101.71-1-9`
Alternative APN	`1806160`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,128 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	94 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1806160
Street Address	48 13TH ST
City	TROY
State	NY
Zip	12180-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	40702

Owner

48 13th St is owned and occupied by an individual who acquired it in September 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	48 13TH ST, TROY, NY 12180-4202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000575141
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 25, 2020
Property Address	48 13TH ST, TROY, NY 12180-4202
Document Number	0000575141
Book / Page	009296 / 000336
Instrument Date	Sep 24, 2020
Instrument	575141
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 13TH ST TROY NY 121804202, TROY, NY 12180-4202

Tax Assessment & Valuation

The 2026 property tax bill for 48 13th St was $4,060, down 2.7% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00 (-2.71%)
2025	$4,173.00	$85,000 Land $8,000 Building $77,000	$145,500 Land $13,694 Building $131,806
2023		$85,000 (-) Land $8,000 Building $77,000	$121,400 (+8.55%) Land $11,426 Building $109,974
2022	$4,030.00	$85,000 Land $8,000 Building $77,000	$111,842 Land $10,526 Building $101,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 48 13th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20