48 12th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 48 12th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 288 sqft · built 1945
Lot Size	0.084 acres (3,700 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Aug 2016)
Tax Bill	$806 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`064-222-014`

Property Details

APN / Parcel Number

Primary APN	`064-222-014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	288 sqft Living Area
Gross Area	576 sqft

Exterior

Year Built	Built 1945
Construction Type	Wood
Lot Area	3,700 sqft (0.084 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	48 12TH ST
City	CAYUCOS
State	CA
Zip	93430-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PR BCH 1 BL 20 PTN LT 17
Legal Subdivision	PASO ROBLES BEACH 00
Legal Block	20
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3021
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-222-014

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1441, PERRIS, CA 92572-1441
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	0000039909
Last Transfer Date	Mar 19, 2018
Transfer Doc	0000010597
Record Updated	Jun 08, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 19, 2018
Property Address	48 12TH ST, CAYUCOS, CA 93430-1307
Document Number	0000010597
Instrument Date	Mar 01, 2018
Instrument	10597
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$434.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1441 PERRIS CA 925721441, PERRIS, CA 92572-1441

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$806.00 (-43.04%)	$64,391 (-82.21%) Land $58,599 Building $5,792
2023	$1,415.00 (-73.11%)	$361,892 Land $81,324 Building $280,568
2022	$5,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force 6 of 17 on primary residences
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016, other causes

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 34% of California
Wildfire Likelihood	About 1 in 725 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.