48 114th St, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 48 114th St, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,890 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2021)
Tax Bill	$4,999 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Mortgage
APN	`381700 80.64-8-1`

Property Details

APN / Parcel Number

Primary APN	`381700 80.64-8-1`
Alternative APN	`1613830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	37.5 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1613830
Street Address	48 114TH ST
City	TROY
State	NY
Zip	12182-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1.5 STY FR HSE &1C FR GAR 293-1/PT 312 LIFE EST/REYNOLDS CE & JM
Legal Block	8
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3004
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 114TH ST, TROY, NY 12182-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL COMMUNICATIONS FCU
Aug 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Document Number	2021601941
Deed Book / Page	9862 / 324
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 13, 2021
Property Address	48 114TH ST, TROY, NY 12182-2717
Document Number	0098620324
Book / Page	9862 / 324
Instrument Date	Dec 1, 2021
Instrument	2021-601941
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2A TRUMAN WAY, COHOES, NY 12047-4834

Mortgage

Document Number	2021601942
Date	Dec 13, 2021
Instrument	2021-601942

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	48 114TH ST, TROY, NY 12182-2717
Document Number	0000575016
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GASTON CT BOYNTON BEACH FL 334362552, BOYNTON BEACH, FL 33436-2552

Mortgage

Document Number	0000575016
Date	Sep 24, 2020
Book Page	009294/000145
Instrument	575016

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2045

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,999.00 (+1.3%)
2025	$4,935.00 (+4.8%)	$108,000 (-) Land $10,000 Building $98,000	$184,900 (+19.83%) Land $17,120 Building $167,780
2023		$108,000 (-) Land $10,000 Building $98,000	$154,300 (+8.58%) Land $14,287 Building $140,013
2022	$4,709.00	$108,000 Land $10,000 Building $98,000	$142,105 Land $13,158 Building $128,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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