47D 11th Ave, Key West, FL 33040 Property Records

Monroe County property record for 47D 11th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,807 sqft · built 1974
Lot Size	0.082 acres (3,570 sqft)
Owner	Individual Name on File
Tax Bill	$2,963 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00129140-000000`

Property Details

APN / Parcel Number

Primary APN	`00129140-000000`
Alternative APN	`1163309`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	1,807 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,570 sqft (0.082 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	120 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1163309
Street Address	47D 11TH AVE
City	KEY WEST
State	FL
Zip	33040-5869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK D LT 47 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR375-62/63E OR592-608 OR598-416-Q OR777-1606-1607 OR781-766 OR807-584 OR1489-1293/95F/J OR1665-1858 OR2190-474 OR3000-1813
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 2
Legal Block	D
Legal Lot Number	47
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4010
Census Tract	971800

Owner

47D 11th Ave is owned and occupied by an individual who acquired it in December 2019.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	47D 11TH AVE, KEY WEST, FL 33040-5869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 5, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Dec 26, 2019	Intrafamily Transfer, Transfer · FHA Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019
Deed Sale	Dec 26, 2019
Prior Sale	Mar 1, 2006 · Amount on File
Deed Document Number	20192249575
Deed Book / Page	3000 / 1813
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0030001813
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	47D 11TH AVE, KEY WEST, FL 33040-5869
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47D 11TH AVE, KEY WEST, FL 33040-5869

Mortgage

Document Number	0030831755
Date	Mar 23, 2021
Book Page	3083/1755
Instrument	2309953

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	47D 11TH AVE, KEY WEST, FL 33040-5869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029512422
Date	Mar 5, 2019
Book Page	2951/2422
Instrument	2209437

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 26, 2019
Property Address	47D 11TH AVE, KEY WEST, FL 33040-5869
Document Number	0030001813
Book / Page	3000 / 1813
Map Reference	MB 5 PG 90
Instrument Date	Dec 17, 2019
Instrument	2249575
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47D 11TH AVE, KEY WEST, FL 33040-5869

Mortgage

Document Number	0030001816
Date	Dec 26, 2019
Instrument	3000/1816

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,624	$540,490 Land $299,880 Building $240,610
2024	$2,963.00 (+5.78%)
2023	$2,801.00 (+2.98%) Homeowner's exemption	$318,553 (+3%)	$506,703 (+10.59%) Land $278,460 Building $228,243
2022	$2,720.00 Homeowner's exemption	$309,275	$458,161 Land $239,190 Building $218,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47D 11th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47D 11th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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