4798 Pvt Rd 1185, Celeste, TX 75423 Property Records

Hunt County property record for 4798 Pvt Rd 1185, Celeste, TX 75423

Property Summary

Property Type	Single Family Home
Details	2,558 sqft · built 2018
Lot Size	13.3 acres (580,089 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,469 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0056-0050-0010-00`

Property Details

APN / Parcel Number

Primary APN	`0056-0050-0010-00`
Alternative APNs	`R95225` `95225`

Interior

Stories	1 Story
Building Area	2,558 sqft Gross Area
1st Floor Area	2,558 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	580,089 sqft (13.3 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	516 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	4798 PRIVATE ROAD 1185
City	CELESTE
State	TX
Zip	75423-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0056 BOND JOSEPH S (HUNT COUNTY),TRACT 5-1, ACRES 13.317
Legal Subdivision	BOND JOSEPH S (HUNT COUNTY)
Legal Tract	5-1
Legal Block	2
Legal Lot Number	5-1
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	2
Census Block	2091
Census Tract	960300

Owner

4798 Pvt Rd 1185 is owned and occupied by two individuals.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4798 PRIVATE ROAD 1185, CELESTE, TX 75423-5480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jan 17, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Oct 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4798 PRIVATE ROAD 1185, CELESTE, TX 75423-5480
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014292
Date	Sep 19, 2018
Instrument	2018-14292

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4798 PRIVATE ROAD 1185, CELESTE, TX 75423-5480
Document Number	0000001796
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4798 PRIVATE ROAD 1185 CELESTE TX 754235480, CELESTE, TX 75423-5480

Mortgage

Document Number	0000001796
Date	Jan 31, 2020
Instrument	1796

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Oct 26, 2017
Property Address	4798 PRIVATE ROAD 1185, CELESTE, TX 75423-5480
Instrument Date	Oct 23, 2017
Instrument	14965
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4798 PRIVATE ROAD 1185 CELESTE TX 75423, CELESTE, TX 75423

Mortgage

Document Number	0000014965
Date	Oct 26, 2017
Instrument	14965

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 25, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 4798 Pvt Rd 1185 was $6,469 with a homeowner's exemption, up 11.3% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Bland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,469.00 (+11.32%) Homeowner's exemption	$526,667	$767,080 Land $295,360 Building $471,720
2024	$5,811.00
2023		$715,000 Land $221,530 Building $493,470	$715,000 Land $221,530 Building $493,470
2022	$5,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4798 Pvt Rd 1185 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4798 Pvt Rd 1185 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKORY CREEK SUD serves 5,373 people · EPA ID TX1160062
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: 360 Broadband, Verizon.

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