47975 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 47975 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,540 sqft · built 1975
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2021)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-202-054`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-202-054`
Alternative APN	`0928202054`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	240 ft deep x 81 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47975 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 523
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	523
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222800

Owner

47975 Mallard Dr is owned and occupied by an individual who bought it in June 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47975 MALLARD DR, CHESTERFIELD, MI 48047-2282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MORTGAGE INC
Jun 15, 2021	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
May 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20212198851
Deed Book / Page	27802 / 285
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000057546
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47975 MALLARD DR, CHESTERFIELD, MI 48047-2282
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	VISIONARY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50671 JEFFERSON AVE, NEW BALTIMORE, MI 48047-2318

Mortgage

Document Number	2102192028
Date	Jun 3, 2021
Book Page	27763/657
Instrument	202102192028

Lender

Name	BETTER RATE MORTGAGE INC
Type	Non-Lending Institution
Address	NEW BALTIMORE, MI 48047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 15, 2021
Property Address	47975 MALLARD DR, CHESTERFIELD, MI 48047-2282
Document Number	2102198851
Book / Page	27802 / 285
Map Reference	LB 21 PG 6&7
Instrument Date	May 24, 2021
Instrument	202102198851
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47975 MALLARD DR, 47975, CHESTERFIELD, MI 48047-2282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47975 MALLARD DR, CHESTERFIELD, MI 48047-2282

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 17, 2018
Property Address	47975 MALLARD DR, CHESTERFIELD, MI 48047-2282
Document Number	0000057546
Book / Page	025368 / 000498
Instrument Date	Apr 17, 2018
Instrument	57546
Transaction Type	Transfer
Record Updated	Jun 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	47975 MALLARD DR CHESTERFIELD MI 480472282, CHESTERFIELD, MI 48047-2282

Tax Assessment & Valuation

The 2025 property tax bill for 47975 Mallard Dr was $4,330 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,900 (+4.22%)	$261,800 (+4.22%)
2025	$4,330.00 Homeowner's exemption	$125,600	$251,200
2023		$108,800	$217,600
2022	$3,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47975 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47975 Mallard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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