4797 U Ave, Cherokee, IA 51012 Property Records

Cherokee County property record for 4797 U Ave, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,170 sqft · built 1971
Lot Size4.22 acres (183,823 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (May 2019)
Tax Bill$2,470 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0433300003

Property Details

APN / Parcel Number

Primary APN0433300003

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,170 sqft Living Area
1st Floor Area910 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area183,823 sqft (4.22 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area81 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4797 U AVE
CityCHEROKEE
StateIA
Zip51012-7069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM FR SW SW 608A
Legal Range39W
Legal Township93N
Legal Section33
Legal Block300
JurisdictionCHEROKEE IA
Township / Civil DivisionSPRING
Census Block Group1
Census Block1058
Census Tract80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address617 E 4TH ST, AURELIA, IA 51005-8027
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Warranty Deed, Transfer · Conventional Mortgage
HERITAGE BANK NA
May 6, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2019 · Amount on Record
Deed SaleMay 6, 2019 · Amount on Record
Deed Document Number2019857
Deed Book / Page2019 / 857
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateMar 1, 2023
Property Address4797 U AVE, CHEROKEE, IA 51012-7069
Document Number002023/301
Book / Page2023 / 301
Map ReferenceMB 3 PG 151
Instrument DateMar 1, 2023
Instrument2023 0301
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$351.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4797 U AVE, CHEROKEE, IA 51012-7069

Mortgage

Document Number0020230302
DateMar 1, 2023
Instrument2023 0302
Lender
NameHERITAGE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateMay 6, 2019
Property Address4797 U AVE, CHEROKEE, IA 51012-7069
Document Number2019/0857
Book / Page2019 / 0857
Map ReferenceMB 3 PG 151
Instrument DateMay 3, 2019
Instrument2019 0857
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4797 U AVE, CHEROKEE, IA 51012-7069

Mortgage

Document Number20190858
DateMay 6, 2019
Instrument2019 0858
Lender
NameAMERICAN BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
Unified School DistrictAlta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,470.00 (-0.4%)$278,500 (-) Land $43,050 Building $235,450$278,500 (-) Land $43,050 Building $235,450
2025$278,500 (+5.9%) Land $43,050 Building $235,450$278,500 (+5.9%) Land $43,050 Building $235,450
2024$2,480.00 (+31.08%)
2023$262,980 (+39.62%) Land $43,050 Building $219,930$262,980 (+39.62%) Land $43,050 Building $219,930
2022$1,892.00 Homeowner's exemption$188,360 Land $34,440 Building $153,920
2021$188,360 Land $34,440 Building $153,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Evertek
Fixed Wireless
35 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on U Ave

Nearby Streets

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