4797 Temple Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4797 Temple Dr, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,711 sqft · built 2000
Lot Size	0.119 acres (5,214 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2015)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-16-000-2620`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-16-000-2620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,711 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,214 sqft (0.119 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4797 TEMPLE DR
City	DELRAY BEACH
State	FL
Zip	33445-5321
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RM-8
Legal Description	HAMMOCK RESERVE LT 262
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	HAMMOCK RESERVE
Legal Lot Number	262
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4004
Census Tract	6912

Owner

4797 Temple Dr, a zero lot line, is owned and occupied by an individual who bought it in June 2015.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4797 TEMPLE DR, DELRAY BEACH, FL 33445-5321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Document Number	20150202021
Deed Book / Page	27573 / 0957
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4797 TEMPLE DR, DELRAY BEACH, FL 33445-5321
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4797 TEMPLE DR, DELRAY BEACH, FL 33445-5321

Mortgage

Document Number	0338910056
Date	Oct 17, 2022
Book Page	33891/56
Instrument	20220415559

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4797 Temple Dr was $6,230 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00 Homeowner's exemption	$357,711	$509,607 Land $165,695 Building $343,912
2023	$5,918.00 (+1.41%) Homeowner's exemption	$337,505 (+3%)	$468,777 (+4.22%) Land $153,773 Building $315,004
2022	$5,836.00 Homeowner's exemption	$327,675	$449,789 Land $178,665 Building $271,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4797 Temple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4797 Temple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20