4797 Francis St, Jackson, MI 49203 Property Records

Jackson County property record for 4797 Francis St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,282 sqft · built 1930
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$83,900 (Sep 2002)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`565-13-23-301-016-00`

Property Details

APN / Parcel Number

Primary APN	`565-13-23-301-016-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	855 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	93 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4797 FRANCIS ST
City	JACKSON
State	MI
Zip	49203-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	LOTS 19 AND 20 VANDERCOOK PARK SUBDIVISION
Legal Subdivision	VANDERCOOK PARK SUBDIVISION
Legal Lot Number	19-20
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4018
Census Tract	5100

Owner

4797 Francis St is owned and occupied by an individual who acquired it in May 2012.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4797 FRANCIS ST, JACKSON, MI 49203-5801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2002 · Amount on File
Deed Sale	Sep 3, 2002 · Amount on File
Prior Sale	Oct 3, 2000 · Amount on File
Deed Document Number	20022255955
Deed Book / Page	1706 / 363
Last Transfer Date	May 16, 2012
Transfer Doc	0002624416
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 19, 2025
Property Address	4797 FRANCIS ST, JACKSON, MI 49203-5801
Document Number	0002996127
Book / Page	2274 / 734
Map Reference	LB 8 PG 31
Instrument Date	Dec 15, 2025
Instrument	2996127
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4797 FRANCIS ST, JACKSON, MI 49203-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4797 FRANCIS ST, JACKSON, MI 49203-5801

Mortgage

Document Number	0002274735
Date	Dec 19, 2025
Instrument	2274/735

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0002996871
Date	Jan 5, 2026
Book Page	2275/178
Instrument	2996871

Lender

Name	FLAGSTAR BANK NA
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 22, 2023
Property Address	4797 FRANCIS ST, JACKSON, MI 49203-5801
Document Number	0002932197
Book / Page	2225 / 506
Map Reference	LB 8 PG 31
Instrument Date	Feb 10, 2023
Instrument	2932197
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$926.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4797 FRANCIS ST, JACKSON, MI 49203-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 LEEWARD DR, PLEASANT LAKE, MI 49272-9783

Mortgage

Document Number	0002932198
Date	Feb 22, 2023
Instrument	2932198

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4797 Francis St was $1,417 with a homeowner's exemption, down 33.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Vandercook Lake Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (+1.33%)	$136,800 (+1.33%)
2025	$1,417.00 (-33.94%) Homeowner's exemption	$67,500	$135,000
2024	$2,145.00
2023		$44,300	$88,600
2020	$1,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4797 Francis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4797 Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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