Owen County property record for 4797 Estes Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,886 sqft · built 1982 |
| Lot Size | 36.3 acres (1,585,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $948 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-07-28-400-170.000-024 |
| Primary APN | 60-07-28-400-170.000-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 1,585,148 sqft (36.3 acres) |
| Shed | 1 Shed |
| Shed Area | 575 sqft |
| Lean-To | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001015610 |
|---|---|
| Street Address | 4797 ESTES RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE SE S28 T11 R3 36.39A |
| Legal Range | 3 |
| Legal Township | 11 |
| Legal Section | 28 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 955500 |
4797 Estes Rd, a rural home, is owned and occupied by an individual.
Source: Owen County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4797 ESTES RD, SPENCER, IN 47460-6819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4797 Estes Rd was $948 with a homeowner's exemption, down 12.1% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Montgomery Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (-12.14%) Homeowner's exemption | $173,000 Land $36,600 Building $136,400 | $173,000 Land $36,600 Building $136,400 |
| 2024 | $1,079.00 (+2.66%) | ||
| 2023 | $1,051.00 (-9.63%) | $153,600 Land $30,800 Building $122,800 | $153,600 Land $30,800 Building $122,800 |
| 2022 | $1,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4797 Estes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4797 Estes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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