Jefferson County property record for 4796 Wilbert Rd, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,036 sqft · built 2002 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-9.0-30.0-0-003-027.46 |
| Primary APN | 02-9.0-30.0-0-003-027.46 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,036 sqft Living Area |
| Gross Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4796 WILBERT RD |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-3387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAKE FOREST ESTS LOT 46 FKA SWALLER PARK ESTS |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 30 |
| Legal Subdivision | SWALLER PARK ESTS |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700206 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELECTRO SAVINGS CU |
| Nov 1, 2021 | Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Oct 26, 2020 | Deed of Trust, Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 |
| Deed Sale | Oct 10, 2023 |
| Prior Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 202325538 |
| Prior Transfer Date | Oct 4, 2023 |
| Prior Transfer Doc | 0000025538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Document Number | 0000025537 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023R-025537 |
| Name | ELECTRO SAVINGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 1, 2021 |
| Property Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Document Number | 2021R047779 |
| Map Reference | MB 108 PG 20 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021R-047779 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Document Number | 2021R047781 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021R-047781 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4796 WILBERT RD, HIGH RIDGE, MO 63049-3387 |
| Document Number | 0000042107 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4796 WILBERT RD HIGH RIDGE MO 630493387, HIGH RIDGE, MO 63049-3387 |
| Document Number | 0000042107 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 42107 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,300 (-) Land $2,100 Building $40,200 | $222,800 (-) Land $11,000 Building $211,800 | |
| 2025 | $2,970.00 (+5.69%) | $42,300 (+7.91%) Land $2,100 Building $40,200 | $222,800 (-) Land $11,000 Building $211,800 |
| 2024 | $2,810.00 (+0.18%) | $222,800 (+8.16%) Land $11,000 Building $211,800 | |
| 2023 | $2,805.00 | $39,200 Land $2,100 Building $37,100 | $206,000 Land $11,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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