4796 Olivia Way, Lorain, OH 44053 Property Records

Lorain County property record for 4796 Olivia Way, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	built 2024
Owner	Individual Name on File
Last Sale	$316,600 (Mar 2024)
Tax Bill	$886 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-02-009-104-018`

Property Details

APN / Parcel Number

Primary APN	`02-02-009-104-018`

Exterior

Year Built	Built 2024

Location & Zoning

Street Address	4796 OLIVIA WAY
City	LORAIN
State	OH
Zip	44053-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT MARTINS RUN SUB #6 46.37 X 131.16
Legal Subdivision	CROSSINGS AT MARTINS RUN SUB 6
Legal Block	104
Legal Lot Number	162
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

4796 Olivia Way is owned and occupied by an individual who bought it in March 2024.

Source: Lorain County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4796 OLIVIA WAY, LORAIN, OH 44053-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 19, 2023	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Dec 19, 2023 · Amount on File
Record Updated	Jun 8, 2026

March 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 18, 2024
Property Address	4796 OLIVIA WAY, LORAIN, OH 44053-2267
Document Number	0000007150
Map Reference	VOL 112 PG 99
Instrument Date	Mar 8, 2024
Instrument	2024-0007150
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 OLIVIA WAY, LORAIN, OH 44053-2267

Mortgage

Document Number	0000007151
Date	Mar 18, 2024
Instrument	2024-0007151

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 19, 2023
Property Address	4796 OLIVIA WAY, LORAIN, OH 44053-2267
Document Number	0000939072
Map Reference	VOL 112 PG 99
Instrument Date	Nov 28, 2023
Instrument	2023-0939072
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD STE 200, 200, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4796 Olivia Way was $886, up 24.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00 (+24.09%)	$102,010 (+507.2%) Land $21,000 Building $81,010	$291,450 (+507.19%) Land $60,000 Building $231,450
2024	$714.00	$16,800 Land $16,800	$48,000 Land $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4796 Olivia Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4796 Olivia Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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