4796 Belvedere Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4796 Belvedere Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,124 sqft · built 2007
Lot Size	0.326 acres (14,244 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Oct 2025)
Tax Bill	$2,617 (2024)
Deeds & Mortgages	May 2024 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-1N-29-5433-00A00-0040`

Property Details

APN / Parcel Number

Primary APN	`09-1N-29-5433-00A00-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,124 sqft Heated Area
Gross Area	4,127 sqft
1st Floor Area	3,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	14,244 sqft (0.326 acres)
Lot Dimensions	1,610 ft deep x 820 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	091N29543300A000040
Street Address	4796 BELVEDERE CIR
City	PACE
State	FL
Zip	32571-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TIBURON EAST BLK A LOT 4 AS DES IN OR 3387 PG 1051
Legal Range	29W
Legal Township	01N
Legal Section	09
Legal Subdivision	TIBURON EAST
Legal Block	A
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3001
Census Tract	10708

Owner

4796 Belvedere Cir is owned and occupied by an individual who bought it in October 2025.

Source: Santa Rosa County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	4796 BELVEDERE CIR, PACE, FL 32571-1172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jul 18, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Jun 25, 2025 · Amount on File
Deed Document Number	202551275
Deed Book / Page	4674 / 1467
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4796 BELVEDERE CIR, PACE, FL 32571-1172
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 BELVEDERE CIR, PACE, FL 32571-1172

Mortgage

Document Number	0045070557
Date	May 31, 2024
Book Page	4507/557
Instrument	202424073

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Sep 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4796 BELVEDERE CIR, PACE, FL 32571-1172
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 BELVEDERE CIR, PACE, FL 32571-1172

Mortgage

Document Number	0041251987
Date	Jun 1, 2021
Book Page	4125/1987
Instrument	202136299

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Sep 1, 2049

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 30, 2025
Property Address	4796 BELVEDERE CIR, PACE, FL 32571-1172
Document Number	0046741467
Book / Page	4674 / 1467
Map Reference	MB 10 PG 33
Instrument Date	Oct 27, 2025
Instrument	202551275
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3311 GULF BREEZE PKWY, GULF BREEZE, FL 32563-3351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 BELVEDERE CIR, PACE, FL 32571-1172

Mortgage

Document Number	0046741469
Date	Oct 30, 2025
Instrument	4674/1469

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4796 BELVEDERE CIR, PACE, FL 32571-1172
Document Number	0038600126
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 BELVEDERE CIR PACE FL 325711172, PACE, FL 32571-1172

Mortgage

Document Number	0038600126
Date	Aug 15, 2019
Book Page	003860/000126
Instrument	35818

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,617.00 (+9%) Homeowner's exemption	$229,692 (+3%)	$327,683 (+0.72%) Land $44,000 Building $283,683
2023	$2,401.00 (+2.69%) Homeowner's exemption	$223,002 (+3%)	$325,325 (+4.35%) Land $44,000 Building $281,325
2022	$2,338.00 Homeowner's exemption	$216,507	$311,751 Land $37,000 Building $274,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4796 Belvedere Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	18 (1993–2020)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4796 Belvedere Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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