4795 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 4795 FM 2874, Commerce, TX 75428 · Last verified April 2026

Property Summary

Property TypeCommercial
Details720 sqft · built 1994
Lot Size4 acres (174,240 sqft)
OwnerCompany Name on File
Last Sale$133,000 (Jun 2022)
Tax Bill$2,461 (2024)
Deeds & MortgagesJan 2023 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0029-0190-0000-30

Property Details

APN / Parcel Number

Primary APN0029-0190-0000-30
Alternative APNs
  • R20400
  • 20400

Interior

Stories1 Story
Building Area720 sqft Gross Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Architectural StyleMobile Home
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area176 sqft
Deck Area50 sqft
Patio Area50 sqft
Shed1 Shed
Shed Area60 sqft
Total Buildings3 Buildings

Location & Zoning

Street Address4795 FM 2874
CityCOMMERCE
StateTX
Zip75428-6771
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionA0029 ABBOTT W S (HUNT COUNTY),TRACT 19, ACRES 4.0
Legal SubdivisionABBOTT W S (HUNT COUNTY)
Legal Tract19
Legal Block1
Legal Lot Number19
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1031
Census Tract960100

Owner

Source: Hunt County records · APN 0029-0190-0000-30

Assessment roll updated September 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5196 STATE HIGHWAY 276 W, B4, ROYSE CITY, TX 75189-5220
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Deed of Trust, Mortgage · Commercial Mortgage
RED RIVER EMPLOYEES FCU
Jun 14, 2022Vendor's Lien, Transfer
CITIZENS NATIONAL BANK
Apr 02, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2022 · Amount on Record
Deed SaleJun 14, 2022 · Amount on Record
Prior SaleApr 06, 2005
Deed Document Number202213878
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4795 FM 2874, COMMERCE, TX 75428-6771
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000075
DateJan 03, 2023
Instrument2023-00075
Lender
NameRED RIVER EMPLOYEES FCU
TypeCredit Union
AddressTEXARKANA, TX 75503
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueDec 27, 2037
Interest
Rate TypeAdjustable Rate

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJun 14, 2022
Property Address4795 FM 2874, COMMERCE, TX 75428-6771
Document Number0000013878
Instrument DateJun 09, 2022
Instrument2022-13878
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5196 SH 271, ROYSE CITY, TX 75189

Mortgage

DateJun 14, 2022
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUNT TX
Recording DateApr 02, 2018
Property Address4795 FM 2874, COMMERCE, TX 75428-6771
Document Number0000004325
Instrument DateMar 28, 2018
Instrument4325
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4275 COUNTY ROAD 4413 COMMERCE TX 754286801, COMMERCE, TX 75428-6801

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$145,700 (+22.97%) Land $114,888 Building $30,812$145,700 (+22.97%) Land $114,888 Building $30,812
2024$2,461.00 (+29.59%)
2023$118,480 Land $96,000 Building $22,480$118,480 Land $96,000 Building $22,480
2022$1,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017, river or lake flooding

Wildfire

Wildfire RiskModerate
above 57% of the US · above 36% of Texas
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
Peoples Telephone CooperativeFixed Wireless500 / 60
360 Communications, Inc. (OK, AR & TX)Fixed Wireless (licensed-by-rule)400 / 50
AMG Technology Investment GroupFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on FM 2874

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