4795 Claire Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4795 Claire Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,180 sqft · built 1973
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (May 2025)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Mar 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-260-41-00`

Property Details

APN / Parcel Number

Primary APN	`122-260-41-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,900 sqft (0.135 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4795 CLAIRE DR
City	OCEANSIDE
State	CA
Zip	92057-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 41 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	2
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Mar 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
May 15, 2018	Deed of Trust, Mortgage ENNKAR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jan 8, 2025 · Amount on Record
Deed Document Number	2025144435
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0000214675
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530

Mortgage

Document Number	0000381112
Date	Sep 28, 2022
Instrument	2022-0381112

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	797 Months
Due	Feb 13, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.4%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530

Mortgage

Document Number	0000195697
Date	Mar 12, 2021
Instrument	2021-0195697

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	815 Months
Due	Feb 13, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Apr 1, 2021
Change Frequency	Monthly
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Document Number	0000438236
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4795 CLAIRE DR OCEANSIDE CA 920573530, OCEANSIDE, CA 92057-3530

Mortgage

Document Number	0000438236
Date	Oct 2, 2019
Instrument	438236

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Oct 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.56%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Document Number	0000438235
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4795 CLAIRE DR OCEANSIDE CA 920573530, OCEANSIDE, CA 92057-3530

Mortgage

Document Number	0000438235
Date	Oct 2, 2019
Instrument	438235

Lender

Name	ENNKAR INC
Address	ORANGE, CA 92865

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Oct 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.56%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4795 CLAIRE DR, OCEANSIDE, CA 92057-3530
Document Number	0000205156
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4795 CLAIRE DR OCEANSIDE CA 920573530, OCEANSIDE, CA 92057-3530

Mortgage

Document Number	0000205156
Date	May 22, 2018
Instrument	205156

Lender

Name	ENNKAR INC
Address	1036 W TAFT AVE # 200, ORANGE, CA 92865-4121

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,200 (+34.38%) Land $714,000 Building $163,200
2025	$7,347.00 (+786.25%)	$652,800 (+769.18%) Land $540,600 Building $112,200
2024	$829.00 (+3.37%)
2023	$802.00 (+1.78%) Homeowner's exemption	$75,105 Land $18,181 Building $56,924
2022	$788.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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