Daviess County property record for 4795 Bratcher Hill Rd, Philpot, KY 42366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,032 sqft · built 1964 |
| Lot Size | 1.01 acres (44,100 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Jul 2007 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-015-00-000 |
| Primary APN | 103-00-00-015-00-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,100 sqft (1.01 acres) |
| Lot Dimensions | 441 ft deep x 100 ft wide |
| Heating System | Baseboard |
|---|
| Street Address | 4795 BRATCHER HILL RD |
|---|---|
| City | PHILPOT |
| State | KY |
| Zip | 42366-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4795 BRATCHER HILL RD |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1602 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6445 BOSTON LAFFOON RD, PHILPOT, KY 42366-9314 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 4795 BRATCHER HILL RD, PHILPOT, KY 42366-9327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLYFORD TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 001585/827 |
|---|---|
| Date | Jul 6, 2007 |
| Book Page | 1585/827 |
| Instrument | 2007-00011386 |
| Name | CHASE BANK USA NA |
|---|---|
| Type | Bank |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2037 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-) | $45,000 (-) | |
| 2025 | $463.00 | $45,000 (-) Land $35,000 Building $10,000 | $45,000 (-) Land $35,000 Building $10,000 |
| 2023 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITESVILLE WATER WORKS serves 3,672 people · EPA ID KY0300467 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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