4794 Oscar Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 4794 Oscar Ln, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,293 sqft · built 2003
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Aug 2024)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-5242-00E00-0110`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-5242-00E00-0110`
Alternative APN	`N29110524200E000110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,293 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	2,293 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	137 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Patio Area	234 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4794 OSCAR LN
City	MILTON
State	FL
Zip	32571-6262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 11 BLK E SPENCER OAKS LANDING PHASE 3 AS DES IN OR 4533 PG 164 & E-L/E RES IN OR 4614 PG 1314
Legal Range	29W
Legal Township	1N
Legal Section	10
Legal Subdivision	SPENCER OAKS LND PH2
Legal Block	E
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10708

Owner

4794 Oscar Ln is owned and occupied by two individuals who acquired it in April 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4794 OSCAR LN, MILTON, FL 32571-6262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	202437159
Deed Book / Page	4533 / 164
Last Transfer Date	Apr 24, 2025
Transfer Doc	0046141314
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4794 OSCAR LN, PACE, FL 32571-6262
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4794 OSCAR LN, PACE, FL 32571-6262

Mortgage

Document Number	0043150159
Date	Aug 10, 2022
Book Page	4315/159
Instrument	202246852

Lender

Name	DIRECT LENDERS LLC
Type	Mortgage Company
Address	KENNESAW, GA 30152

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4794 Oscar Ln was $3,483, up 64.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+64.21%)	$279,137 (+41.08%) Land $40,000 Building $239,137	$279,137 (+8.55%) Land $40,000 Building $239,137
2024	$2,121.00 (+6.26%) Homeowner's exemption	$197,864 (+3%)	$257,153 (+0.68%) Land $38,000 Building $219,153
2023	$1,996.00 (+2.78%) Homeowner's exemption	$192,101 (+3%)	$255,423 (+8.86%) Land $38,000 Building $217,423
2022	$1,942.00 Homeowner's exemption	$186,506	$234,644 Land $27,000 Building $207,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4794 Oscar Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4794 Oscar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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