Oakland County property record for 4794 Harding Ave, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 1930 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,000 (Sep 2005) |
| Tax Bill | $1,974 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-33-331-015 |
| Primary APN | J-08-33-331-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 172 ft deep x 35 ft wide |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 206 sqft |
| Patio Area | 206 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4794 HARDING AVE |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 33 TOWNSEND'S SUB LOT 23 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 33 |
| Legal Subdivision | TOWNSENDS SUB |
| Legal Lot Number | 23 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 127300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4794 HARDING AVE, CLARKSTON, MI 48346-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Prior Sale | Dec 30, 1997 · Amount on Record |
| Deed Document Number | 2005278313 |
| Deed Book / Page | 36356 / 754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4794 HARDING AVE, CLARKSTON, MI 48346-3423 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4794 HARDING AVE, CLARKSTON, MI 48346-3423 |
| Document Number | 0000079166 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 55962/783 |
| Instrument | 79166 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4794 HARDING AVE, CLARKSTON, MI 48346-3423 |
| Document Number | 0000152000 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4794 HARDING AVE CLARKSTON MI 483463423, CLARKSTON, MI 48346-3423 |
| Document Number | 0000152000 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 054596/000640 |
| Instrument | 152000 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 2, 2045 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,974.00 (-22.5%) Homeowner's exemption | $181,300 (+30.43%) Land $28,100 Building $153,200 | $362,600 (+30.43%) Land $56,200 Building $306,400 |
| 2024 | $2,547.00 (+11.37%) | ||
| 2023 | $139,000 Land $24,600 Building $114,400 | $278,000 Land $49,200 Building $228,800 | |
| 2022 | $2,287.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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