47925 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 47925 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,306 sqft · built 1975
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Jul 2025)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-202-060`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-202-060`
Alternative APN	`0928202060`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Unfinished Basement	1,306 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Brick
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	240 ft deep x 81 ft wide
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47925 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 529
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	529
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222800

Owner

47925 Mallard Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51499 WESTEND DR, UTICA, MI 48315-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Jul 23, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	202567539
Deed Book / Page	30212 / 808
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0000100013
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47925 MALLARD DR, CHESTERFIELD, MI 48047-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025063
Date	Mar 1, 2017
Book Page	24580/133
Instrument	7025063

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2037

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 23, 2020
Property Address	47925 MALLARD DR, CHESTERFIELD, MI 48047-2282
Document Number	0000084286
Book / Page	026855 / 000198
Instrument Date	Jul 6, 2020
Instrument	84286
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	HURON TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 FIR AVE GALLOWAY NJ 082056708, GALLOWAY, NJ 08205-6708

Mortgage

Document Number	81109
Date	Jul 23, 2020
Book Page	026839/000440
Instrument	81109

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 47925 Mallard Dr was $4,114 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,200 (+14.79%)	$296,400 (+14.79%)
2025	$4,114.00 Homeowner's exemption	$129,100	$258,200
2023		$104,300	$208,600
2022	$3,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47925 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47925 Mallard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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