4792 Zip Rd, Young Harris, GA 30582 Property Records

Towns County property record for 4792 Zip Rd, Young Harris, GA 30582 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,608 sqft · built 2000
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$557 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Dec 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0017 017D`

Property Details

APN / Parcel Number

Primary APN	`0017 017D`
Alternative APN	`2912`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,608 sqft Heated Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Mixed
Garage Area	384 sqft
Porch	Slab
Porch Area	512 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2912
Street Address	4792 ZIP RD
City	YOUNG HARRIS
State	GA
Zip	30582-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 D 17 LL 205
Legal Tract	1
Jurisdiction	TOWNS GA
Township / Civil Division	YOUNG HARRIS
Census Block Group	2
Census Block	2018
Census Tract	960100

Owner

Source: Towns County records · APN 0017 017D

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4792 ZIP RD, YOUNG HARRIS, GA 30582-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HIAWASSEE
Dec 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage PARK STERLING BANK
Apr 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HIAWASSEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2000
Deed Sale	Aug 07, 2000
Deed Book / Page	205 / 97
Record Updated	Jun 08, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	4792 ZIP RD, YOUNG HARRIS, GA 30582-3038
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000344/574
Date	Aug 19, 2005
Book Page	344/574

Lender

Name	BANK OF HIAWASSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2006

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	4792 ZIP RD, YOUNG HARRIS, GA 30582-3038
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/377
Date	Dec 11, 2012
Book Page	525/377

Lender

Name	PARK STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2028

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	4792 ZIP RD, YOUNG HARRIS, GA 30582-3038
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000368/231
Date	Apr 12, 2006
Book Page	368/231

Lender

Name	BANK OF HIAWASSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2016

Tax Assessment & Valuation

Source: Towns County records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$557.00 (-53.07%)	$115,181 (+23.45%) Land $6,458 Building $108,723	$287,953 (+23.45%) Land $16,146 Building $271,807
2023		$93,302 (+8.66%) Land $6,458 Building $86,844	$233,257 (+8.66%) Land $16,146 Building $217,111
2022	$1,187.00 Homeowner's exemption	$85,864 Land $5,382 Building $80,482	$214,660 Land $13,455 Building $201,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Towns County (13281C), updated June 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132819601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	About 1 in 641 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Zip Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures