Bay County property record for 4792 Windrow Way, Panama City, FL 32404
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $720 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05948-375-008 |
| Primary APN | 05948-375-008 |
|---|
| Lot Area | 7,056 sqft (0.162 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 66 ft wide |
| Street Address | 4792 WINDROW WAY |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-1258 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | TITUS PARK PH 2-A LOT 4 ORB 4545 P 1846 |
| Legal Subdivision | TITUS PARK |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 402 |
Source: Bay County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $720.00 (-9.32%) | $58,263 (-1.61%) Land $58,263 | $58,263 (-1.61%) Land $58,263 |
| 2024 | $794.00 (+7.15%) | ||
| 2023 | $741.00 (+33.03%) | $59,218 (+22.54%) Land $59,218 | $59,218 (+22.54%) Land $59,218 |
| 2022 | $557.00 | $48,324 Land $48,324 | $48,324 Land $48,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mediacom Xtream, T-Mobile, Xfinity.
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