4792 Westwood Dr, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4792 Westwood Dr, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2018)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-275-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-275-0004-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4792 WESTWOOD DR
City	CLYDE
State	MI
Zip	48049-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	LOT 44 PLAT #3 OF COUNTRYSIDE GARDENS. SEC 36 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	36
Legal Subdivision	PLAT 1 OF COUNTRYSIDE GARD
Legal Lot Number	44
Legal Unit	44
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1004
Census Tract	633100

Owner

4792 Westwood Dr is owned and occupied by two individuals who bought it in August 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4792 WESTWOOD DR, CLYDE, MI 48049-4560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Aug 30, 2018	Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Deed Document Number	201819674
Deed Book / Page	4983 / 866
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4792 WESTWOOD DR, CLYDE, MI 48049-4560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HURON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052240710
Date	Aug 11, 2020
Book Page	5224/710
Instrument	2020018860

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 30, 2018
Property Address	4792 WESTWOOD DR, CLYDE, MI 48049-4560
Document Number	0049830866
Book / Page	004983 / 000866
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	HURON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3568 ABBOTTSFORD RD CLYDE MI 480493601, CLYDE, MI 48049-3601

Mortgage

Document Number	49830867
Date	Aug 30, 2018
Book Page	004983/000867

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4792 Westwood Dr was $3,219 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,100 (+2.24%)	$292,200
2025	$3,219.00 (+3.34%) Homeowner's exemption	$142,900
2024	$3,115.00		$285,800
2023		$124,600
2022	$2,781.00		$249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4792 Westwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4792 Westwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE TOWNSHIP serves 2,400 people · EPA ID MI0001493
Water Source	Purchased surface water from KIMBALL TOWNSHIP
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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