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4792 Summerfield Cir, Winter Haven, FL 33881 Property Records

Polk County property record for 4792 Summerfield Cir, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2015
Lot Size0.115 acres (5,005 sqft)
OwnerIndividual Name on File
Last Sale$229,900 (Dec 2025)
Tax Bill$3,883 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-24-588503-000210

Property Details

APN / Parcel Number

Primary APN26-28-24-588503-000210
Alternative APNs
  • 242826588503000210
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area1,860 sqft
1st Floor Area1,460 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,005 sqft (0.115 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area38 sqft

Location & Zoning

Street Address4792 SUMMERFIELD CIR
CityWINTER HAVEN
StateFL
Zip33881-2848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB ESTATES PB 144 PG 25-28 LOT 21
Legal Range26E
Legal Township28S
Legal Section24
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Tract588503
Legal Block2
Legal Lot Number21
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2039
Census Tract12802

Owner

Source: Polk County records · APN 26-28-24-588503-000210

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4792 SUMMERFIELD CIR, WINTER HAVEN, FL 33881-2848
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number2025292678
Deed Book / Page13810 / 1906
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 15, 2025
Property Address4792 SUMMERFIELD CIR, WINTER HAVEN, FL 33881-2848
Document Number0000292678
Book / Page13810 / 1906
Map ReferenceMB 144 PG 25-27
Instrument DateDec 05, 2025
Instrument2025292678
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyHOMETOWN TITLE SERVICES INC, HOMETOWN TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,609.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address367 S BAYWOOD AVE, SAN JOSE, CA 95128-5123

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 SUMMERFIELD CIR, WINTER HAVEN, FL 33881-2848

Mortgage

Document Number0138101908
DateDec 15, 2025
Instrument13810/1908
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00 (+6.76%)$207,699 (-1.47%) Land $45,000 Building $162,699$207,699 (-1.47%) Land $45,000 Building $162,699
2023$3,637.00 (+8.34%)$210,805 (+7.51%) Land $40,000 Building $170,805$210,805 (+7.51%) Land $40,000 Building $170,805
2022$3,357.00$196,088 Land $34,000 Building $162,088$196,088 Land $34,000 Building $162,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023, rainfall accumulation, Hurricane Idalia
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 521 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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