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4792 Stirrup Cup Ct, Loves Park, IL 61111 Property Records

Winnebago County property record for 4792 Stirrup Cup Ct, Loves Park, IL 61111

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 1994
Lot Size0.271 acres (11,802 sqft)
Owner2 Individual Names on File
Last Sale$291,000 (Oct 2025)
Tax Bill$5,909 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-35-303-005

Property Details

APN / Parcel Number

Primary APN08-35-303-005
Alternative APNs
  • 835303005
  • 143C043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,759 sqft Living Area
1st Floor Area1,759 sqft
Basement Area1,759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area11,802 sqft (0.271 acres)
Lot Dimensions146 ft deep x 86 ft wide
Garage Area528 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number143C043
Street Address4792 STIRRUP CUP CT
CityLOVES PARK
StateIL
Zip61111-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT OF KINGS ACRES BNG PT W1/2 SEC 35-45-2 & PT W1/2 NW1/4 SEC 2-44-2 LOT43
Legal Range2
Legal Township45
Legal Section35
Legal Lot Number43
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group2
Census Block2028
Census Tract3810

Owner

4792 Stirrup Cup Ct is owned by two individuals who bought it in October 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address9885 HIGHSTONE DR, ROSCOE, IL 61073-7112
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2025 · Amount on File
Deed SaleOct 23, 2025 · Amount on File
Prior SaleJun 30, 1993 · Amount on File
Deed Document Number202527680
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateOct 23, 2025
Property Address4792 STIRRUP CUP CT, LOVES PARK, IL 61111-5303
Document Number0000027680
Map ReferencePB 39 PG 132A
Instrument DateOct 8, 2025
Instrument2527680
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$436.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4792 STIRRUP CUP CT, LOVES PARK, IL 61111-5303

Mortgage

Document Number0000027681
DateOct 23, 2025
Instrument2527681
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4792 Stirrup Cup Ct was $5,909, up 4.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,909.00 (+4.73%)$95,874 (+9.96%) Land $16,540 Building $79,334$287,622 (+9.96%) Land $49,620 Building $238,002
2024$5,642.00 Homeowner's exemption Senior Citizen's exemption$87,190 Land $15,042 Building $72,148$261,570 Land $45,126 Building $216,444
2022Homeowner's exemption$70,625 Land $12,184 Building $58,441$211,875 Land $36,552 Building $175,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4792 Stirrup Cup Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4792 Stirrup Cup Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOVES PARK
serves 23,335 people · EPA ID IL2010150
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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