4792 Somerville Rd, Cross Plains, TN 37049 Property Records

Robertson County property record for 4792 Somerville Rd, Cross Plains, TN 37049

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,698 sqft · built 2007
Lot Size0.989 acres (43,124 sqft)
OwnerOwner Name on Record
Last Sale$178,417 (Dec 2007)
Tax Bill$1,548 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN074062 09403

Property Details

APN / Parcel Number

Primary APN074062 09403
Alternative APN
  • 062 09403

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,698 sqft Living Area
1st Floor Area1,698 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,124 sqft (0.989 acres)
Lot Dimensions346 ft deep x 125 ft wide
TerrainRolling
Garage TypeFinished
Garage Area528 sqft
DrivewayDriveway
Driveway Area2,548 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4792 SOMERVILLE RD
CityCROSS PLAINS
StateTN
Zip37049-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE LAURELS 3
Legal SubdivisionTHE LAURELS
Legal Lot Number3 125
JurisdictionROBERTSON TN
Township / Civil Division1
Census Block Group2
Census Block2057
Census Tract80101

Owner

Source: Robertson County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address4792 SOMERVILLE RD, CROSS PLAINS, TN 37049-4801
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 16, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2007 · Amount on Record
Deed SaleDec 21, 2007 · Amount on Record
Deed Document Number0001239325
Deed Book / Page1239 / 325
Last Transfer DateDec 26, 2007
Transfer Doc1239325
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address4792 SOMERVILLE RD, CROSS PLAINS, TN 37049-4801
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2119316
DateOct 21, 2021
Book Page2119/316
Instrument390857
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROBERTSON TN
Property Address4792 SOMERVILLE RD, CROSS PLAINS, TN 37049-4801
Document Number1896797
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 SOMERVILLE RD CROSS PLAINS TN 370494801, CROSS PLAINS, TN 37049-4801

Mortgage

Document Number1896797
DateSep 4, 2019
Book Page001896/000797
Instrument350733
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2049
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRobertson County
Unified School DistrictRobertson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,548.00 (+11.05%)$85,975 (-) Land $12,375 Building $73,600
2023$85,975 (+58.85%) Land $12,375 Building $73,600$343,900 (+58.85%) Land $49,500 Building $294,400
2022$54,125 Land $6,800 Building $47,325$216,500 Land $27,200 Building $189,300
2018$1,394.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cumberland Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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