4792 Scharmen Rd, Traverse City, MI 49696 Property Records

Grand Traverse County property record for 4792 Scharmen Rd, Traverse City, MI 49696

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,493 sqft · built 1993
Lot Size9.75 acres (424,710 sqft)
OwnerTrust Name on File
Flood ZoneZone X (minimal risk)
APN10-123-001-35

Property Details

APN / Parcel Number

Primary APN10-123-001-35
Alternative APN
  • 281012300135

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,493 sqft Living Area
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area424,710 sqft (9.75 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area252 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4792 SCHARMEN RD
CityTRAVERSE CITY
StateMI
Zip49696-8247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4792 SCHARMEN RD PT NE 1/4 SEC 23 T26N R10W COM 984.59 WOF NE 1/4 W 329.88 S 1321.8 E 329.88 N 1321.48 TO POB EXC RD R/W
Legal Range10W
Legal Township26N
Legal Section23
JurisdictionGRAND TRAVERSE MI
Township / Civil DivisionPARADISE
Census Block Group1
Census Block1001
Census Tract550603

Owner

4792 Scharmen Rd is owner-occupied and held in a trust.

Source: Grand Traverse County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address4792 SCHARMEN RD, TRAVERSE CITY, MI 49696-8247
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGrand Traverse County
County SubdivisionParadise Township
Unified School DistrictKingsley Area Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$295,900$591,892
2023$180,000
2022$445,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4792 Scharmen Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2026)
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4792 Scharmen Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Scharmen Rd

Nearby Streets

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