4792 Sandy Ridge Dr, Hamilton, MI 49419 Property Records

Allegan County property record for 4792 Sandy Ridge Dr, Hamilton, MI 49419 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,227 sqft · built 2004
Lot Size0.547 acres (23,827 sqft)
OwnerIndividual Name on File
Tax Bill$3,335 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-006-040-40

Property Details

APN / Parcel Number

Primary APN09-006-040-40

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,227 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,827 sqft (0.547 acres)
Lot Dimensions363 ft deep x 66 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4792 SANDY RIDGE DR
CityHAMILTON
StateMI
Zip49419-9032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COR TH S 01DEG 24'59 W 165'; TH S 88DEG 07'57 E 297'; TH S 01DEG 24'59 W 347.93' TO POB; TH CONT S 01DEG 24'59 W
Legal Range14W
Legal Township03N
Legal Section06
JurisdictionALLEGAN MI
Township / Civil DivisionHEATH
Census Block Group1
Census Block1000
Census Tract30704

Owner

Source: Allegan County records · APN 09-006-040-40

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK
Apr 15, 2024Intrafamily Transfer, Transfer
Apr 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK
Aug 09, 2021Deed of Trust, Mortgage · Line of Credit
MACATAWA BANK
Aug 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 13, 2024
Transfer Doc004933/939
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032

Mortgage

Document Number005110/501
DateFeb 12, 2026
Book Page5110/501
Instrument2026002164
Lender
NameMERCANTILE BANK
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateApr 15, 2024
Property Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
Document Number004933/939
Book / Page4933 / 939
Instrument DateApr 13, 2024
Instrument2024005412
Transaction TypeTransfer
Record UpdatedApr 24, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
Transaction TypeMortgage
Record UpdatedMay 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032

Mortgage

Document Number004850/627
DateApr 21, 2023
Book Page4850/627
Instrument2023005761
Lender
NameMERCANTILE BANK
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2028
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexOther
Margin3
Max Rate10.3%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4795 SANDY RIDGE DR, HAMILTON, MI 49419-9033

Mortgage

Document Number4656/242
DateAug 09, 2021
Book Page4656/242
Lender
NameMACATAWA BANK
TypeBank
AddressHOLLAND, MI 49424
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4792 SANDY RIDGE DR, HAMILTON, MI 49419-9032
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4171/227
DateAug 28, 2017
Book Page4171/227
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionHeath Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$184,500 (+4.24%) Land $27,700 Building $156,800$369,000 (+4.24%) Land $55,400 Building $313,600
2025$3,335.00 (+4.02%) Homeowner's exemption$177,000 (+19.35%) Land $26,300 Building $150,700$354,000 (+19.35%) Land $52,600 Building $301,400
2024$3,206.00 (+18.78%)
2023$148,300 Land $20,600 Building $127,700$296,600 Land $41,200 Building $255,400
2022$2,699.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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