4792 Niagara Ave, San Diego, CA 92107 Property Records

San Diego County property record for 4792 Niagara Ave, San Diego, CA 92107

Property Summary

Property TypeSingle Family Home
Details1 ba · 836 sqft · built 1937
Lot Size0.5 acres (2,192 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (May 2009)
Tax Bill$7,810 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN448-392-03-00

Property Details

APN / Parcel Number

Primary APN448-392-03-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area836 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area2,192 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4792 NIAGARA AVE
CitySAN DIEGO
StateCA
Zip92107-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCC-4-2
Legal DescriptionBLK 33 LOTS 2 & 3 POR TR 000279
Legal SubdivisionOCEAN BEACH
Legal Tract000279
Legal Block33
Legal Lot Number2,3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract7502

Owner

4792 Niagara Ave is held in a trust since May 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address6560 GOLFCREST DR, SAN DIEGO, CA 92119-2415
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2009 · Amount on File
Deed SaleMay 22, 2009 · Amount on File
Prior SaleNov 4, 2008 · Amount on File
Deed Document Number2009272627
Prior Transfer DateJun 27, 2005
Prior Transfer Doc0000547292
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4792 NIAGARA AVE, SAN DIEGO, CA 92107-2207
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 NIAGARA AVE, SAN DIEGO, CA 92107-2207

Mortgage

Document Number0000159407
DateMar 1, 2021
Instrument2021-0159407
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4792 Niagara Ave was $7,810.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,067 (+2%) Land $492,562 Building $98,505
2025$7,810.00$579,478 Land $482,904 Building $96,574
2023$6,857.00 (+2.74%)$556,978 Land $464,153 Building $92,825
2022$6,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4792 Niagara Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4792 Niagara Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Niagara Ave

Nearby Streets

Search Property Records by Address or Parcel Number