4792 N Hess Rd, Waterfall, PA 16689 Property Records

Fulton County property record for 4792 N Hess Rd, Waterfall, PA 16689

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1980
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Sep 2002)
Tax Bill	$2,840 (2026)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-05-014A.-000`

Property Details

APN / Parcel Number

Primary APN	`08-05-014A.-000`

Interior

Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Street Address	4792 N HESS RD
City	WATERFALL
State	PA
Zip	16689-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2034
Census Tract	960200

Owner

Source: Fulton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4792 N HESS RD, WATERFALL, PA 16689-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2002 · Amount on Record
Deed Sale	Sep 3, 2002 · Amount on Record
Deed Book / Page	349 / 47
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	4792 N HESS RD, WATERFALL, PA 16689-7114
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4792 N HESS RD, WATERFALL, PA 16689-7114

Mortgage

Document Number	669/191
Date	May 4, 2021
Book Page	669/191
Instrument	2021-000721

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	HUSTONTOWN, PA 17229

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Taylor Township
Unified School District	Forbes Road School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,840.00	$56,080 (-) Land $3,990 Building $52,090
2025	$2,840.00 (+4.03%)	$56,080 (-) Land $3,990 Building $52,090
2023	$2,730.00	$56,080 Land $3,990 Building $52,090
1990			$56,080 Land $3,990 Building $52,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Upward Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile.

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