4792 Forest Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 4792 Forest Dr, Rockford, IL 61109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,025 sqft · built 1974
Lot Size1.34 acres (58,370 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jul 2019)
Deeds & MortgagesJul 2019 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-20-427-012

Property Details

APN / Parcel Number

Primary APN16-20-427-012
Alternative APN
  • 272D022A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft
Basement Area1,025 sqft
Finished Basement1,025 sqft

Exterior

Year BuiltBuilt 1974
Construction TypeFrame
Roof MaterialAsphalt
Lot Area58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Old Parcel Number272D022A
Street Address4792 FOREST DR
CityROCKFORD
StateIL
Zip61109-4681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionKISHWAUKEE GLEN SUB BNG PT SE1/4 SEC 20-43-2 LOTS 9 THRU LOT 18 BLOCK 3
Legal Range02
Legal Township43
Legal Section20
Legal SubdivisionKISHWAUKEE GLEN
Legal Block3
Legal Lot Number9,18
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2019
Census Tract3707

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4792 FOREST DR, ROCKFORD, IL 61109-4681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS HSNG DEV AUTHORITY
Jul 19, 2019Warranty Deed, Transfer · FHA Mortgage
MIDWEST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleNov 27, 2012 · Amount on Record
Deed Document Number1924176
Record UpdatedJun 7, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4792 FOREST DR, ROCKFORD, IL 61109-4681
Document Number0001024530
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 FOREST DR ROCKFORD IL 611094681, ROCKFORD, IL 61109-4681

Mortgage

Document Number0001024530
DateJul 23, 2019
Instrument1024530
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 19, 2019
Property Address4792 FOREST DR, ROCKFORD, IL 61109-4681
Document Number0001024176
Instrument DateJul 15, 2019
Instrument1024176
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4792 FOREST DR ROCKFORD IL 611094681, ROCKFORD, IL 61109-4681

Mortgage

Document Number1024177
DateJul 19, 2019
Instrument1024177
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$23,771 Land $13,201 Building $10,570$71,313 Land $39,603 Building $31,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1978–1996)
Claims Outside the SFHA1 of 5
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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