Bay County property record for 4792 Dorey Dr, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,973 sqft · built 1964 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Aug 2017) |
| Tax Bill | $234 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-S20-000-002-00 |
| Primary APN | 100-S20-000-002-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,973 sqft |
| Basement Area | 1,053 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 119 ft deep x 76 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4792 DOREY DR |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 SHERWILL PARK, L7/P22 BCR |
| Legal Subdivision | SHERWILL PARK |
| Legal Lot Number | 2 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 285500 |
4792 Dorey Dr is owned and occupied by an individual who bought it in August 2017.
Source: Bay County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE |
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED BAY COMMUNITY CU |
| Apr 16, 2020 | Deed of Trust, Mortgage WANIGAS CU |
| Feb 4, 2019 | Warranty Deed, Transfer WANIGAS CU |
| Aug 28, 2017 | Warranty Deed, Transfer |
| Jun 15, 2017 | Warranty Deed, Transfer CISLO TITLE, CISIO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Prior Sale | Jun 15, 2017 · Amount on File |
| Deed Book / Page | 3235 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 24, 2026 |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Document Number | 0000008427 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20268427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008427, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20268427 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008159 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202308159 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Document Number | 0000005649 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | SUPERIOR TITLE AND SETTLEMENT AGENCY, SUPERIOR TITLE&SETTLEMENT AGCY |
| Name | Verified Name |
|---|---|
| Address | 4792 DOREY DR BAY CITY MI 487062661, BAY CITY, MI 48706-2661 |
| Document Number | 0000005649 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 5649 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 4, 2019 |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Document Number | 0000001247 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 1247 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | SUPERIOR TITLE AND SETTLEMENT AGENCY, SUPERIOR TITLE&SETTLEMENT AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 OAKWOOD ST PINCONNING MI 486509495, PINCONNING, MI 48650-9495 |
| Document Number | 1248 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 1248 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 28, 2017 |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Document Number | 0032350376 |
| Book / Page | 003235 / 000376 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 17776 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $387.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 191 BAY CITY MI 487070191, BAY CITY, MI 48707-0191 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 15, 2017 |
| Property Address | 4792 DOREY DR, BAY CITY, MI 48706-2661 |
| Document Number | 0032220528 |
| Book / Page | 003222 / 000528 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | CISLO TITLE, CISIO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1311 E MAIN ST FLUSHING MI 484332243, FLUSHING, MI 48433-2243 |
The 2026 property tax bill for 4792 Dorey Dr was $234 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234.00 Homeowner's exemption | $97,900 | $195,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4792 Dorey Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4792 Dorey Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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