4792 Cobble Way, Ferndale, WA 98248 Property Records

Whatcom County property record for 4792 Cobble Way, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	Company Name on Record
Last Sale	$186,668 (Nov 2022)
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Nov 2022 Sale Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380104-061412-0000`

Property Details

APN / Parcel Number

Primary APN	`380104-061412-0000`
Alternative APNs	`531376` `37978` `55656`

Exterior

Lot Area	48,787 sqft (1.12 acres)
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft
Patio Area	200 sqft

Location & Zoning

Account Number	37978
Street Address	4792 COBBLE WAY
City	FERNDALE
State	WA
Zip	98248-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	BEG AT SW COR OF NW 1/4-RUNNING TH N 1026 FT-TH E 484 FT TO TPOB-TH E 250 FT-TH N 195 FT-TH W 250 FT-TH S 195 FT TO TPOB-TOG WI R/W ESMT 60 FT WIDE REC AF 1017288
Legal Range	01
Legal Township	38
Legal Section	04
Legal Block	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1009
Census Tract	940001

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10631 NE 16TH ST, BELLEVUE, WA 98004-2843
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer
Feb 23, 2021	Warranty Deed, Transfer
Feb 23, 2021	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20221423
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000204177
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 18, 2022
Property Address	FERNDALE, WA 98248
Document Number	0001101423
Instrument Date	Nov 4, 2022
Instrument	2022-1101423
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$2,991.68
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10631 NE 16TH ST, BELLEVUE, WA 98004-2843

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 23, 2021
Property Address	FERNDALE, WA 98248
Document Number	0000204178
Instrument Date	Feb 16, 2021
Instrument	2021-0204178
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$2,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WHATCOM WA
Recording Date	Feb 23, 2021
Property Address	FERNDALE, WA 98248
Document Number	0000204177
Instrument Date	Feb 18, 2020
Instrument	2021-0204177
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,831.00 (+5,673.27%)	$940,331 (+436.87%) Land $305,034 Building $635,297	$940,331 (+436.87%) Land $305,034 Building $635,297
2022		$175,150 Land $175,150	$175,150 Land $175,150
2021	$101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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